Fulfil your need for shelter by buying a house

Food, clothing, education and shelter are the basic needs of any human being. Shelter is a place where you can reside, a place which you can call as home. While looking for a house you need to first decide whether you are willing to stay in that place for a longer period or not. This will help you to drive the further process of decision making. Hence, the first question that you should ask yourself is whether you should buy or rent a house. Housing Estate in “Nakhon Pathom” [โครงการ บ้าน สามพราน นครปฐม, which is the term in Thai] is one of the places which offers you both buying and renting options.

Ways to organize finance

• One of the most popular ways of organizing finance is loans. You can borrow money in form of loans from relatives and friends. This is the easiest way and do not require you to pay any interest. Or you can simply apply for loans from financial institutions at specific interest rates.
• Banks offer mortgage facility wherein you can mortgage your property to get cash. You can get preapproval of mortgage by submitting bank statements, tax returns, etc. Once you are preapproved for mortgage you can buy your house immediately.
• The best way to organize finance is to line up cash. The more cash you arrange the lesser amount you will have to borrow. Which will eventually lead to reduction in interest payments.

Points to be considered while making an offer

• Once you have found the house of your dreams make a formal offer of purchase to the seller. If the seller accepts the offer pay “earnest money” to show your faith in the offer.

Single house in “Mueang Nakhon Pathom” [บ้าน เดี่ยว อ เมือง จ นครปฐม, which is the term in Thai] is one that can fit your requirements.

• Negotiation is a psychological game that is played by both the parties’ i.e; buyer and the seller. You should be willing to negotiate the price.
• As real estate market is highly competitive you should be prepared to enter a bidding war. However, to get edge on other bidders you should make a solid offer that cannot be ignored.