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Home›Business›What Should I Know If I Pawn My Car?

What Should I Know If I Pawn My Car?

By Eddy
October 2, 2020
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Repay your Loan | Pawn your car | Good Fellows Pawn Brokers

When savings are insufficient in times of urgency, some people pawn their jewelry, electronics, and cars. If you consider the latter, review aspects such as the amount borrowed, the fees charged, the paperwork required, and that you may have to keep it safe.

Given the lack of liquidity and some urgency, many people choose to pawn their cars. If this is your case, consider these aspects before leaving your vehicle in a pledge. The loan percentage fluctuates around 70%. If the vehicle is not left in safekeeping, the percentage drops to 50 or 60% of the value.

The decision to pledge pickup truck (รับจำนำรถกระบะ, which is the term in Thai) must be made for important reasons, whether your savings are insufficient and an emergency arises, but you do not have insurance.

The requirements that the security companies will ask for are the original invoice with consecutive endorsements and chronologically consistent autograph signatures; the valid circulation card, vehicle tenure rights payments, official payment receipt, and current plates.

The loan agreement with collateral can be with or without transfer of possession. In the first case, the vehicle remains in safekeeping and as a deposit in the company. In the second, the client keeps the use and enjoyment of the car even if it is as collateral for the loan.

In this case, the loan percentage decreases, and the interest rate increases, depending on the company.

The basic requirements to leave your car in pawn are that it is not older than ten years and has both license plates. It is much easier, faster and cheaper to leave the unit as a guarantee, but if you don’t want to leave it, a satellite device is installed in the vehicle and a slightly more complex contract is made and with more clauses.

In conclusion, not only is the car invoice received, but the pledge company will have to confirm its issuance with the company, and the cars are taken to the Federal Police to see if they have no history of theft.

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